Bodily injury covers medical and rehabilitation expenses when an insured driver causes bodily harm to another person and is deemed responsible for it. Property damage pays for property that an insured driver destroys; for example, if he or she hits a fence or another car. Liability also covers legal fees if you are sued and found responsible for causing damage to another.
What does it cover?
Liability insurance covers the named insured, that person's spouse, relatives, and those who are driving the vehicle with the owner's permission. Vehicles covered include the named vehicle, additional vehicles that the insured person owns, and substitute vehicles (such as rentals) that are being used in place of the insured vehicle.
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