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Personal property in a damaged vehicle is typically not covered under the policy; you usually must claim it under your homeowner's or renter's policy. But there are exceptions: some insurance carriers will cover devices that are intended for automobile use, such as navigation devices.



Gap insurance: What it is and when it’s useful
You may think your car insurance is enough to protect you. But often, it is not. If you buy a new vehicle, the moment you drive it off the lot, it becomes a used vehicle and its value begins to decline precipitously. In the first year, that drop in value is in the double-digit percentages, as high as 30%.

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