Other forms of car insurance coverage
You can supplement your liability coverage with other forms of coverage. Below are descriptions of these other forms of coverage. Your policy will provide details beyond these, including exceptions to coverage.
Collision coverage is for crashes. It pays for damages to a vehicle; if the vehicle is totaled, it pays the cash value of the vehicle. Collision coverage is optional, but if you take out a loan, the lender may require you to carry it.
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