Comprehensive coverage is for damages to your vehicle that are caused by incidents other than collisions. Examples of these incidents are theft, vandalism, weather damages, or hitting animals. "Acts of God" is a term used by most insurance companies to refer to events outside our control. These events are typically weather-related.
Medical payments and personal injury protection
Medical payments and personal injury protection both cover medical expenses incurred by you and your passengers in an auto accident. They may also cover lost wages in some cases. Personal injury protection is mandated in some states.
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